What we cover
Swiss cover is fragmented. Basic health (KVG / LaMal) is mandatory and can vary by CHF 3,000+ a year for the same benefits. Supplementary health, term life, disability, household, liability, and legal cover all sit with different providers on different cycles. Easy to end up over-insured in one place and dangerously under-insured in another.
Coverage areas at launch:
- Health — KVG selection + annual switch review. VVG supplementary (private / semi-private hospital, dental, alternative) where it earns its cost.
- Life — term life and disability sized against your Swiss and Indian liabilities. Coordinated with existing LIC or private cover so you don’t double-pay.
- Non-life — household contents, personal liability (Haftpflicht), legal expense, travel.
Why we partner for this
Insurance needs a Swiss regulated broker licence. We work with a vetted broker who specializes in the international-professional and NRI segment. Advice sits with the broker; we stay in the loop so cover, tax, and estate planning line up.
Who it’s for
- New arrivals still on the default basic health cover from onboarding.
- NRIs with dependent parents in India, an Indian mortgage, or an Indian business.
- Families reviewing cover after marriage, birth, or a property purchase.
How it works when we launch
- Audit — every policy on both sides, gaps and overlaps flagged.
- Brief — the audit goes to the broker with your priorities.
- Quotes — a comparison, not a sales pitch.
- Setup — placed with the insurer you pick.
Notify us at info@swissnri.com to get the launch email.