Cross-border advisory

What advisory covers

Anything that isn’t “just file a return”. Specific decisions where India’s tax code, Switzerland’s, India-Swiss DTAA, FEMA, and your personal timeline all need to sit in the same room.

We see the same handful of cases weekly:

Buying a flat, in either country. Mortgage interest on Indian loans, § 54 relief on Indian sales, imputed rental value on Swiss property, TDS at 20% on sale.
RSU vesting or a PMS liquidity event. Sequencing sales so gains land in the lower jurisdiction, and the DTAA credit reconciles the year they do.
Moving back to India. The 2–3 year RNOR window is a one-shot cushion. We map it out call by call — what to sell before, what to hold, when to close each account.
Company setup or self-employment in Switzerland. GmbH vs AG vs sole prop, VAT threshold, split with India revenue.
Life events. Cross-border marriage, OCI for children born abroad, inheritance from Indian parents, a Swiss will next to an Indian one.
A second opinion before you sign — a mortgage, a term sheet, an employment offer, a lease.

Two rates. Same team.

Advisory is priced by the hour so a five-minute question stays cheap and a long decision doesn’t get rushed. Which rate applies depends on the specialist you need.

Tax advisory (IN), CHF 50 / hour. If the question is entirely on the India side, we route it to a Chartered Accountant who works only on NRIs. ITR nuance, Schedule FA, TDS reclaim, NRE / NRO mechanics, capital gains on Indian assets. India in, India out.

General Advisory — CHF 250 / hour. For anything Swiss, or where the two jurisdictions touch. Federal and cantonal tax, India-Swiss DTAA progression, company setup in Switzerland, cross-border investment structuring, transitions like return-to-India. Higher rate because the specialist is a Swiss tax advisor with cross-border experience — the person most banks and law firms send you to.

If you’re not sure which rate applies, book General Advisory. If it turns out to be an India-only question, we route it and bill you at the lower rate.

What you take away

Recommendation memo (2–4 pages) after each hour, on request
Tax ledger, IN and CH side by side, so decisions read at a glance
Action checklist with owners and deadlines
Referral to a lawyer, notary, or bank when we’re not the right desk for a step

Who it’s for

NRIs facing a specific decision (buy a flat, sell shares, move back, new role).
Founders and self-employed professionals setting up in Switzerland.
Couples where one spouse is resident and one is not.
Anyone who wants a second opinion before signing with a bank, developer, or employer.

Video calls run in CEST hours. In-person meetings in Switzerland by appointment.

Pick a tier that fits your case.

Fixed fee, quoted up front. No hourly billing.

IN

Tax advisory (IN)

CHF 50

India-side questions with an Indian Chartered Accountant.

ITR filing nuances and Schedule FA
NRE / NRO / FCNR rules and interest
Capital gains on Indian stocks, MFs, and property
TDS reclaim and repatriation
FEMA compliance and Section 6 questions
Written follow-up within 24 hours

Book directly

IN + CH

General Advisory

CHF 250

Swiss law, cross-border, or anything touching both codes.

Swiss taxation (federal, cantonal, municipal)
Company setup and self-employment in Switzerland
Indo-Swiss double taxation (DTAA, § 90, progression method)
Property, RSU, and PMS decisions across jurisdictions
Recommendation memo (2–4 pages) on request
Written follow-up within 24 hours

Book directly

Most picked

IN + CH

Return-to-India Planning

CHF 250

Cross-border tax optimisation, tax saving, money transfer, and the RNOR window mapped call by call.

Cross-border tax optimisation across IN and CH
Tax saving on RSUs, PMS, Pillar 3a, and property
Money transfer and repatriation (LRS, FEMA, FIRC)
RNOR / ROR timeline and residency shift
Sequence for selling, holding, and closing each account
Written 3–5 page transition memo

Book directly

Return-to-India transition, 3-year horizon

“I was two years from moving back and had no idea what to do with my Pillar 3a, Swiss brokerage, and Indian mutual funds. An hour with SwissNRI gave me a clean plan — what to sell before RNOR ends, what to hold, how to sequence the account closures. Written follow-up landed the same day.”

Data scientist · relocating to Bengaluru · 2024

Why book us, not the alternatives.

What we do differently, and where we honestly aren't the cheapest.

vs. your Swiss bank's relationship manager

They optimise for their bank's products and can't advise on FEMA, RNOR, or Indian capital-gains treatment. We charge for time so we can tell you what's best, not what earns a commission.
vs. a generic financial advisor

Cross-border cases need someone who reads India-Swiss DTAA and the Income Tax Act together. Generic advisors punt on the treaty questions, exactly where the money is.
vs. a paid consultation abroad

Advisors in India rarely understand Swiss cantonal tax, and Swiss advisors rarely understand FEMA. We sit in both worlds daily. One company, one conversation, both sides on the whiteboard.